<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments for Real Estate</title>
	<atom:link href="http://www.ivanovgrad.com/comments/feed" rel="self" type="application/rss+xml" />
	<link>http://www.ivanovgrad.com</link>
	<description></description>
	<lastBuildDate>Fri, 12 Mar 2010 22:08:59 -0600</lastBuildDate>
	<generator>http://wordpress.org/?v=2.8.4</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>Comment on Can I have multiple business activities under one LLC? by jdkilp</title>
		<link>http://www.ivanovgrad.com/realestate-one/can-i-have-multiple-business-activities-under-one-llc/comment-page-1#comment-1105</link>
		<dc:creator>jdkilp</dc:creator>
		<pubDate>Fri, 12 Mar 2010 22:08:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ivanovgrad.com/realestate-one/can-i-have-multiple-business-activities-under-one-llc#comment-1105</guid>
		<description>Yes, you can.  We have 3 separate business units under one LLC.  But, talk to your accountant about how to set it up.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>Yes, you can.  We have 3 separate business units under one LLC.  But, talk to your accountant about how to set it up.<br /><b>References : </b></p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Can I have multiple business activities under one LLC? by David V</title>
		<link>http://www.ivanovgrad.com/realestate-one/can-i-have-multiple-business-activities-under-one-llc/comment-page-1#comment-1104</link>
		<dc:creator>David V</dc:creator>
		<pubDate>Fri, 12 Mar 2010 21:36:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ivanovgrad.com/realestate-one/can-i-have-multiple-business-activities-under-one-llc#comment-1104</guid>
		<description>You really should speak with a CPA, or a tax professional, or your state&#039;s small business bureau, as it&#039;s a tough call.

Can a business like Best Buy install car radios, offer tech support for computers AND sell DVDs under one corporation, or do they have separate corporations managed by an umbrella corp?

In any case, a business is allowed to invest its money as its governance so chooses. So what you could do, is form three LLCs. One for your photography, one for your real estate, and one responsible for managing the other two. Funnel all your profits into the management company, and distribute investment interest to each of the other two companies.

Or simply form two LLCs, one for photography and one for real estate, invest enough capital into the photography LLC to get it off the ground, and manage the two companies separately.

Or you could have one LLC for real estate, which then invests its profits, and register your photography company as a sole proprietorship.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;Hobbist&#039;s knowledge of law and wikipedia.</description>
		<content:encoded><![CDATA[<p>You really should speak with a CPA, or a tax professional, or your state&#8217;s small business bureau, as it&#8217;s a tough call.</p>
<p>Can a business like Best Buy install car radios, offer tech support for computers AND sell DVDs under one corporation, or do they have separate corporations managed by an umbrella corp?</p>
<p>In any case, a business is allowed to invest its money as its governance so chooses. So what you could do, is form three LLCs. One for your photography, one for your real estate, and one responsible for managing the other two. Funnel all your profits into the management company, and distribute investment interest to each of the other two companies.</p>
<p>Or simply form two LLCs, one for photography and one for real estate, invest enough capital into the photography LLC to get it off the ground, and manage the two companies separately.</p>
<p>Or you could have one LLC for real estate, which then invests its profits, and register your photography company as a sole proprietorship.<br /><b>References : </b><br />Hobbist&#8217;s knowledge of law and wikipedia.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on i have a realestate question? by david r</title>
		<link>http://www.ivanovgrad.com/realestate-one-of/i-have-a-realestate-question/comment-page-1#comment-1108</link>
		<dc:creator>david r</dc:creator>
		<pubDate>Fri, 12 Mar 2010 21:18:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ivanovgrad.com/realestate-one-of/i-have-a-realestate-question#comment-1108</guid>
		<description>I would really recomend getting that pmi off your loan, usually it can just be removed with your current lender when you reach a certain amount of equity.  has your value gone up, which means instant equity.  pmi is based on the fact that you didnt have a certain amount down, so if you now have 10 or 20% equity you no longer need to carry it.  Check with your lender, and then consider all your other options for purchasing a new property, and yes if you want to use it as a rental your loan terms may change, how about getting a heloc and purchasing a new home as a rental with that?&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>I would really recomend getting that pmi off your loan, usually it can just be removed with your current lender when you reach a certain amount of equity.  has your value gone up, which means instant equity.  pmi is based on the fact that you didnt have a certain amount down, so if you now have 10 or 20% equity you no longer need to carry it.  Check with your lender, and then consider all your other options for purchasing a new property, and yes if you want to use it as a rental your loan terms may change, how about getting a heloc and purchasing a new home as a rental with that?<br /><b>References : </b></p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on i have a realestate question? by melinda b</title>
		<link>http://www.ivanovgrad.com/realestate-one-of/i-have-a-realestate-question/comment-page-1#comment-1107</link>
		<dc:creator>melinda b</dc:creator>
		<pubDate>Fri, 12 Mar 2010 20:59:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ivanovgrad.com/realestate-one-of/i-have-a-realestate-question#comment-1107</guid>
		<description>You need to make sure your mortgage company will let you rent your home.  Some mortgage companies won&#039;t allow that unless you have at least 20% down.
Hope that helps.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;realtor</description>
		<content:encoded><![CDATA[<p>You need to make sure your mortgage company will let you rent your home.  Some mortgage companies won&#8217;t allow that unless you have at least 20% down.<br />
Hope that helps.<br /><b>References : </b><br />realtor</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Can I have multiple business activities under one LLC? by jwsou812</title>
		<link>http://www.ivanovgrad.com/realestate-one/can-i-have-multiple-business-activities-under-one-llc/comment-page-1#comment-1103</link>
		<dc:creator>jwsou812</dc:creator>
		<pubDate>Fri, 12 Mar 2010 20:58:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ivanovgrad.com/realestate-one/can-i-have-multiple-business-activities-under-one-llc#comment-1103</guid>
		<description>You will want to talk to a CPA about this.  There may be tax advantages to keeping them separate.  In terms of business sense it&#039;s always best to keep things separate for the sake of ease of accounting.  However, have you thought about creating a third legal entity that would serve as a holding company for anything you may do.  After all, there&#039;s nothing that says any holding company can&#039;t own a photo business and a Real Estate business.  But for tax and accounting purposes, the businesses themselves and their related incomes and expenses should always be kept separate.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>You will want to talk to a CPA about this.  There may be tax advantages to keeping them separate.  In terms of business sense it&#8217;s always best to keep things separate for the sake of ease of accounting.  However, have you thought about creating a third legal entity that would serve as a holding company for anything you may do.  After all, there&#8217;s nothing that says any holding company can&#8217;t own a photo business and a Real Estate business.  But for tax and accounting purposes, the businesses themselves and their related incomes and expenses should always be kept separate.<br /><b>References : </b></p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on i have a realestate question? by briannorlando</title>
		<link>http://www.ivanovgrad.com/realestate-one-of/i-have-a-realestate-question/comment-page-1#comment-1106</link>
		<dc:creator>briannorlando</dc:creator>
		<pubDate>Fri, 12 Mar 2010 20:54:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ivanovgrad.com/realestate-one-of/i-have-a-realestate-question#comment-1106</guid>
		<description>When I was in Law school my Real Estate professor drilled it into our heads that you, &quot;NEVER! and I mean NEVER!&quot; borrow against your primary home to purchase anything. So try to get a loan without using your 1st to secure your 2nd.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>When I was in Law school my Real Estate professor drilled it into our heads that you, &quot;NEVER! and I mean NEVER!&quot; borrow against your primary home to purchase anything. So try to get a loan without using your 1st to secure your 2nd.<br /><b>References : </b></p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Building Your Real Estate Investing Dream Team by LeftLiberalSoCal</title>
		<link>http://www.ivanovgrad.com/realestate-one-of/building-your-real-estate-investing-dream-team/comment-page-1#comment-1101</link>
		<dc:creator>LeftLiberalSoCal</dc:creator>
		<pubDate>Fri, 12 Mar 2010 09:10:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.ivanovgrad.com/realestate-one-of/building-your-real-estate-investing-dream-team#comment-1101</guid>
		<description>&lt;b&gt;Team? Of course! I ...&lt;/b&gt; &lt;br&gt; Team? Of course! I want to be on YOUR team. I want to make YOU money from the fruits of MY labor! Oh yes! By the way nice hat and neck chain! If only I could look as professional at my job. So where do I sign up!? 

Oh wait I know... Nova Richie!</description>
		<content:encoded><![CDATA[<p><b>Team? Of course! I &#8230;</b> <br /> Team? Of course! I want to be on YOUR team. I want to make YOU money from the fruits of MY labor! Oh yes! By the way nice hat and neck chain! If only I could look as professional at my job. So where do I sign up!? </p>
<p>Oh wait I know&#8230; Nova Richie!</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on new realestate agent in california? by Junius L</title>
		<link>http://www.ivanovgrad.com/realestate-one-of/new-realestate-agent-in-california/comment-page-1#comment-1097</link>
		<dc:creator>Junius L</dc:creator>
		<pubDate>Wed, 10 Mar 2010 21:41:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ivanovgrad.com/realestate-one-of/new-realestate-agent-in-california#comment-1097</guid>
		<description>Here&#039;s the quick answer.  If you&#039;re an experienced real estate agent coming in from another state, just buy leads online.  Companies like lendingtree and leadpoint sell quality leads where you&#039;ll spend $200-500 in leads but close a deal with $3-4000 in commission.   Also, find a good company to hang your license.  Negotiate your splits early and get it in writing.  Good luck!`&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;www.diamondcg.com</description>
		<content:encoded><![CDATA[<p>Here&#8217;s the quick answer.  If you&#8217;re an experienced real estate agent coming in from another state, just buy leads online.  Companies like lendingtree and leadpoint sell quality leads where you&#8217;ll spend $200-500 in leads but close a deal with $3-4000 in commission.   Also, find a good company to hang your license.  Negotiate your splits early and get it in writing.  Good luck!`<br /><b>References : </b><br /><a href="http://www.diamondcg.com" rel="nofollow">http://www.diamondcg.com</a></p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on new realestate agent in california? by Ron Berue</title>
		<link>http://www.ivanovgrad.com/realestate-one-of/new-realestate-agent-in-california/comment-page-1#comment-1096</link>
		<dc:creator>Ron Berue</dc:creator>
		<pubDate>Wed, 10 Mar 2010 21:30:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ivanovgrad.com/realestate-one-of/new-realestate-agent-in-california#comment-1096</guid>
		<description>Business cards: Do you think you can &quot;cut corners&quot; and make a good impression with those thin, flat, lifeless, computer-generated cards?

PLEASE DO yourself a HUGE favor: Invest your time to sit down and properly design your business cards. If you aren&#039;t sure, please go to a professional printer or graphic arts store and ask for help and guidance. Those folks should amaze you with ideas and concepts. In the long run, good, professionally printed business cards with raised lettering and features, go a long way to show others you care - about yourself, about your business and about your clients. 

When you leave, your contacts and clients have two things:
1] Good, bad or indifferent - the impression you left.
2] Your business card. 

Don&#039;t you think it makes good sense to invest your money in a good, quality business card? Have your cards professionally printed. 

Find an investment group - or two - or more with professional real estate investors. JOIN it/them &amp;&amp;&amp;&amp;&amp;&amp;&amp;&amp;&amp;&amp;&amp;&amp;&amp; BE ACTIVE!!!! Get on committees, get to be known as a &quot;can do&quot; type of person. You should have fun [and Yes, some aggravation, too]. You should make some friends and begin building your client base. You should get leads! AND look how much time, money and aggravation you&#039;ll save! LOTS!

Here are my suggestions to being successful on the job as well as being a successful person:
1] Having and keeping a positive mental attitude.  
2] Integrity - being honest with one’s self as well as with and to all others. NO kickbacks or stealing.
    This, above all else: “To thine own self, be true! And it must follow, as the night the day, Thou canst not then be false to any man.” William Shakespeare 
3]  Having an open mind. 
4] The ability to learn from others AND teaching still others. 
5] Having the ability to make decisions and/or decide AND STICKING with that decision. If and when someone asks “why?” a certain procedure was done a certain way, you must be able to fully explain your   
reasoning behind that decision.
6] The ability to properly communicate: following directions and the orders others may give. 
7] Cleanliness. Period.
8] Knowing what to do and how to do it. 
9] Being part of the overall team. NO job is too small. When it means picking-up that mop [or cleaning the bathrooms and/or other menial tasks] to lend a hand, it happens - without complaining. 
   That absolutely horrible, miserable and selfish expression, “That‘s not my job.” DOES NOT exist.
9a] On occasion, staying over to help the folks following OR coming in earlier AND going to work to help the overall operation. AND THEN there‘s that expression: 
&quot;There is no &quot;I&quot; in &quot;TEAM&quot;.
10] Doing the job at-hand to the best of your ability. When there are questions, asking the questions.    
    There’s no such thing as a stupid question. The ONLY stupid question is the question NOT asked.
11] Having a sense of humor.
12] Being kind and courteous to others.
As a footnote:  AND STILL keep his/her wits about you -  without “throwing”/having temper tantrums.

As a matter of fact: Isn’t it true any, many or all of the above can be divided into sub-categories? 

As the saying goes, &quot;Build a better mousetrap and the world will beat a path to your door.&quot;

What the saying doesn&#039;t tell anyone or even mention is: YOU MUST get out there and let &quot;the world&quot; know about that better mousetrap!

Thanks for asking your Q! I enjoyed answering it!

VTY,
Ron Berue
Yes, that is my real last name!&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;My wonderful family!

In the real estate business over 33 years in PA

My wonderful coaches and mentors! Yes, after all these years, I continue having them in my corner.

THE ABSOLUTE BEST, MOST WONDERFUL real estate investment group in the world, which I was very proud to be a member of!

&quot;THE University of Hard Knock</description>
		<content:encoded><![CDATA[<p>Business cards: Do you think you can &quot;cut corners&quot; and make a good impression with those thin, flat, lifeless, computer-generated cards?</p>
<p>PLEASE DO yourself a HUGE favor: Invest your time to sit down and properly design your business cards. If you aren&#8217;t sure, please go to a professional printer or graphic arts store and ask for help and guidance. Those folks should amaze you with ideas and concepts. In the long run, good, professionally printed business cards with raised lettering and features, go a long way to show others you care &#8211; about yourself, about your business and about your clients. </p>
<p>When you leave, your contacts and clients have two things:<br />
1] Good, bad or indifferent &#8211; the impression you left.<br />
2] Your business card. </p>
<p>Don&#8217;t you think it makes good sense to invest your money in a good, quality business card? Have your cards professionally printed. </p>
<p>Find an investment group &#8211; or two &#8211; or more with professional real estate investors. JOIN it/them &amp;&amp;&amp;&amp;&amp;&amp;&amp;&amp;&amp;&amp;&amp;&amp;&amp; BE ACTIVE!!!! Get on committees, get to be known as a &quot;can do&quot; type of person. You should have fun [and Yes, some aggravation, too]. You should make some friends and begin building your client base. You should get leads! AND look how much time, money and aggravation you&#8217;ll save! LOTS!</p>
<p>Here are my suggestions to being successful on the job as well as being a successful person:<br />
1] Having and keeping a positive mental attitude.<br />
2] Integrity &#8211; being honest with one’s self as well as with and to all others. NO kickbacks or stealing.<br />
    This, above all else: “To thine own self, be true! And it must follow, as the night the day, Thou canst not then be false to any man.” William Shakespeare<br />
3]  Having an open mind.<br />
4] The ability to learn from others AND teaching still others.<br />
5] Having the ability to make decisions and/or decide AND STICKING with that decision. If and when someone asks “why?” a certain procedure was done a certain way, you must be able to fully explain your<br />
reasoning behind that decision.<br />
6] The ability to properly communicate: following directions and the orders others may give.<br />
7] Cleanliness. Period.<br />
8] Knowing what to do and how to do it.<br />
9] Being part of the overall team. NO job is too small. When it means picking-up that mop [or cleaning the bathrooms and/or other menial tasks] to lend a hand, it happens &#8211; without complaining.<br />
   That absolutely horrible, miserable and selfish expression, “That‘s not my job.” DOES NOT exist.<br />
9a] On occasion, staying over to help the folks following OR coming in earlier AND going to work to help the overall operation. AND THEN there‘s that expression:<br />
&quot;There is no &quot;I&quot; in &quot;TEAM&quot;.<br />
10] Doing the job at-hand to the best of your ability. When there are questions, asking the questions.<br />
    There’s no such thing as a stupid question. The ONLY stupid question is the question NOT asked.<br />
11] Having a sense of humor.<br />
12] Being kind and courteous to others.<br />
As a footnote:  AND STILL keep his/her wits about you &#8211;  without “throwing”/having temper tantrums.</p>
<p>As a matter of fact: Isn’t it true any, many or all of the above can be divided into sub-categories? </p>
<p>As the saying goes, &quot;Build a better mousetrap and the world will beat a path to your door.&quot;</p>
<p>What the saying doesn&#8217;t tell anyone or even mention is: YOU MUST get out there and let &quot;the world&quot; know about that better mousetrap!</p>
<p>Thanks for asking your Q! I enjoyed answering it!</p>
<p>VTY,<br />
Ron Berue<br />
Yes, that is my real last name!<br /><b>References : </b><br />My wonderful family!</p>
<p>In the real estate business over 33 years in PA</p>
<p>My wonderful coaches and mentors! Yes, after all these years, I continue having them in my corner.</p>
<p>THE ABSOLUTE BEST, MOST WONDERFUL real estate investment group in the world, which I was very proud to be a member of!</p>
<p>&quot;THE University of Hard Knock</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on How can I be sure that my grandmother did not own any stocks, bonds, mutuals, CD, realestate.? by trade_info</title>
		<link>http://www.ivanovgrad.com/realestate-one/how-can-i-be-sure-that-my-grandmother-did-not-own-any-stocks-bonds-mutuals-cd-realestate/comment-page-1#comment-1094</link>
		<dc:creator>trade_info</dc:creator>
		<pubDate>Wed, 10 Mar 2010 20:50:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.ivanovgrad.com/realestate-one/how-can-i-be-sure-that-my-grandmother-did-not-own-any-stocks-bonds-mutuals-cd-realestate#comment-1094</guid>
		<description>no. you need to play detective. search through her belongings. check safe deposit boxes. call the banks and brokerage firms she might have done business with. check her financial records, checkbooks, etc.

check the states unclaimed property website for any property she may have forgotten about.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>no. you need to play detective. search through her belongings. check safe deposit boxes. call the banks and brokerage firms she might have done business with. check her financial records, checkbooks, etc.</p>
<p>check the states unclaimed property website for any property she may have forgotten about.<br /><b>References : </b></p>
]]></content:encoded>
	</item>
</channel>
</rss>
