This is one of our many Investor Sub Groups throughout Metro Atlanta. Find out more about North Metro REIA, an education based investment association at www.NorthMetroREIA.com! We have over 70 hours of recorded Investor training updated monthly for less than $100 a year!
Duration : 0:8:27
This is the VOA Special English Economics Report, from http://voaspecialenglish.com
The American housing collapse was a major cause of the recession. The housing market is showing new life after three years of falling prices and too much supply. But now there are worries that banks could face big losses next on business properties.
For example, one effect of a weak economy is less demand for office space. As a result, property owners earn less and charge less in rent. This puts pressure especially on owners who borrowed a lot of money.
Easy credit helped fuel an explosion of development. The market hit a high point in two thousand seven.
Now, late payments are growing. Almost three percent of commercial mortgages were reported at least ninety days late between April and June. That was double a year earlier.
One major lender lost more than a billion and a half dollars in the second quarter. Capmark Financial Group said it might seek bankruptcy protection from its creditors. Medium and small banks also face a growing risk.
Banks hold one and a half of the three and a half trillion dollars in debt that supports the commercial real estate market. Housing debt is much higher. Still, around two trillion dollars in commercial mortgages are expected to come due for payment within the next five years.
Commercial properties face two serious problems. One is falling prices — down by one-fourth since two thousand seven. The other is refinancing.
Most commercial real estate loans have terms of ten years or less. They often end with a large payment, a balloon payment, which owners usually refinance. But lower property values and tighter lending requirements mean a harder time getting new loans.
One way to make capital available for new loans is to sell mortgage-backed securities. But since last year there has been little activity in the seven hundred fifty billion dollar market for commercial mortgage securities.
The Federal Reserve recently extended into next year a loan program designed to get investors to buy more securities like these.
The United States is not alone. Commercial rents in Moscow, Hong Kong, Singapore and Mumbai have fallen thirty percent or more.
American housing sales, though, have improved in recent months, helped by lower prices and a tax credit for first-time buyers.
The S&P/Case-Shiller national index of home prices rose in April, May and June. That was the first three-month increase in three years.
And that’s the VOA Special English Economics Report.
(Adapted from a radio program broadcast 11Sep2009)
Duration : 0:4:14
http://www.solo401k.com (Nabers Group) 877-SOLO-401K. The owner of the world’s only full service self directed IRA & 401k provider presents the advantages of an Unlimited Solo 401k. This is a retirement account that is legally able to invest in gold, real estate, private companies, mortgages, LLCs, and virtually anything else.
Duration : 0:4:4
Part 8 of the “Solving the Square Footage Puzzle” series, this session discusses the details of the American Measurement Standard. What is it? Who is it for? Can it really help to protect agents and consumers from square footage liability? Find out how the AMS is changing the “language of real estate.” One method that agents and appraisers can agree on, can change the reliability of the MLS information system.
Duration : 0:2:6
Part 8 of the “Solving the Square Footage Puzzle” series, this session discusses the details of the American Measurement Standard. What is it? Who is it for? Can it really help to protect agents and consumers from square footage liability? Find out how the AMS is changing the “language” of real estate. One method that agents and appraisers can agree on, can change the reliability of the MLS information system.
Duration : 0:1:39
Learn the one common denominator in all Automated Valuation Models/Services (AVMs). Youll quickly see that when working with something as important as real estate, you need professional help. Part 4 of 4 part series.
Duration : 0:1:14
Money capital is the lifeblood of every investment. Without capital, there can be no product, no property, no sales, no cash flow. Check out Roberts video about his experiences raising capital for his first entrepreneurial venture.
During this one-of-a-kind, never-to-be-repeated 3-day event with Robert Kiyosaki and his advisers you will learn:
* Robert’s experiences raising capital
* Why raising capital is the #1 skill of an entrepreneur
* How you can develop this skill to benefit your business and real estate investing
Whether your current or future investments involve business or real estate, raising capital is vital to keeping your investments alive and producing cash flow. Robert and his advisors are experts in this important skill who practice what they preach and will share with you their knowledge gleaned from years of real-life entrepreneurship and investment experience.
Duration : 0:10:51
Lifestyles Unlimited Inc, the real estate investor & mentor group.
A documercial detailing their methodology of using real estate to generate passive-realized monthly income to obtain wealth and retiring early. Its not about the money, its about the lifestyle.
Duration : 0:10:4