Real Estate » Insurance

Real Estate Today: Typical Homeowners Insurance Coverage (Part 1 of 3) – Koolik Group Realty Video

admin — Mon, 22 Feb 2010 04:05:43 +0000

http://www.koolik.com In this episode of Real Estate Today with Elliot Koolik of Koolik Group Realty, we will join Lisa Pacillo, President of All Risk Insurance Group and licensed insurance broker, in answering the question “What does homeowners insurance cover?” Lisa will break down typical homeowners insurance coverage including how much coverage is required and what is insured under that coverage. Lisa explains that every homeowner must cover their mortgage amount based on the rebuild cost of replacing 100% of the structure in the event of a hurricane, fire, etc. Coverage B covers any structures other than the house itself. This may include a swingset, shed or other unattached structures and is included in the insurance premium. Coverage C covers personal property including kitchen cabinets, flooring, bathroom vanities, toilet, etc. Coverage C offers two methods of insuring this personal property. One method is full replacement cost which is more expensive but will cover the cost of a replacement. Option two is more affordable but only insures personal items at their purchase value minus depreciation. Flood insurance is covered under National Flood Policy and is typically under $500 annually.

Duration : 0:7:52

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Long Realty – The Smarter Way to Sell Real Estate

admin — Sat, 13 Feb 2010 18:02:27 +0000

Long Realty is the smarter way to sell real estate. How? By focusing on an experience for our sales associates that helps them Save Time, Save, Money and Get More Business.

Duration : 0:8:10

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admin — Sat, 28 Nov 2009 03:45:22 +0000

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Duration : 0:2:15

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Explaining the Health Care Debate (Part 1 of 3)

admin — Sat, 21 Nov 2009 03:36:29 +0000

In the first video of this three part series, Keith Crocker, the William Elliott Chaired Professor of Insurance and Risk Management at Penn State’s Smeal College of Business, discusses ways to reform health care (00:10) and if the current proposals will do so (1:12). He talks about his concerns over eliminating health savings accounts and Medicare Advantage Plans (3:32) and addresses other ways to reduce health care costs (5:08). For more information about the current health care debate, visit Smeal’s “Research with Impact” site at http://research.smeal.psu.edu.

Duration : 0:7:19

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