Real Estate

From the October 6, 2009 PBS “News Hour.”

One sees this every day. Storefronts on Park Avenue South where overpriced restaurants sat two years ago are empty with “For Rent” signs, something one never saw in such neighborhoods. Traditionally in NYC, property changes hands in private deals, never through the posting of rent signs. With 1% down payments, commercial real estate makes the subprime meltdown look outright responsible.

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Loan Modification Attorneys Negotiate Home Mortgage Bailout – Foreclosure Assistance Plan – Real Estate Foreclosure Prevention Alternative To Fraud and Scams. http://ModificationHotline.com Will Help You Survive The Mortgage Meltdown Crisis by Modifying Your Home Loan. Avoid Foreclosure and Bankruptcy. Get Your Bailout Today.

At http://ModificationHotline.com You Can Claim Your FREE Copy of My Latest Report:
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Go To http://ModificationHotline.com and Complete Our Easy Form – It Takes 2 Minutes and Can Help You Save Your Home.

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Real Estate Auction
148 Gaslight Circle
State College, PA 16801
One Of A Kind Custom Built Home Of Exceptional Quality
A Rare Find In State College, PA Only just over 3K yards From Beaver Stadium
For details about this auction go to www.trueblueauctions.com
View Entering Home

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Private Placements Group presents Richard Freiman CFP, CPA, EVP, a Certified Planner from JB Handauer & Company. Mr. Freiman discusses a variety of real estate issues relevant to syndicators including entities, insurance, risk management, financing, taxes, ROI and many other issues. Disclaimer: this information is not investment advice. No one is a client of JB Handauer & Company. Mr. Freiman speaks for himself personally and not for JB Handauer & Company in the context of this presentation. Please call Private Placements Group directly at 512-658-7850 for more information or email: rsorrentino@privateplacementsgroup.com

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Tom Griffith – Adlhoch & Associates
313 910-6658
http://www.grossepointerealtors.com/

Architecturally distinctive English style home constructed of Stone and Slate adorned with English Grape Ivy. Historically significant, this 4 bedroom, 4.5 bath “MIni-Estate” is in beautiful condition both inside and out and situated on property over 1/2 acre. Wonderful charm throughout with 3 natural fireplaces – including master bedroom. Mechanically updated. Huge 3.5 car attached garage. Must see Florida Room and more.

http://mixedmediaco.com/videotours/281-kercheval-grosse-pointe-farms-mi-real-estate-video.html

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Facing Foreclosure on Your Real Estate Mortgage, Short Sale & Loan Modification are Alternatives. Hire an Expert Short Sale Negotiator, Experienced Real Estate Agent. Go To http://RealEstateMarketingThisWeek.com

Part 2 (Excerpt)

Short Sale and Loan Modification; Make sure you Work with an Expert

Were just going to go ahead if we could and just jump right into the short sale information. Jeri, again thank you so much for taking the time to be with us. What is the name of your firm?

Our group is Dream Vesting Group and our brokerage is Keller Williams Arizona Realty.

So that is great, licensed agents with Keller Williams and I know the two of you and I know of your history and we will talk a little bit more about that, but you have been working together for awhile. You and I had a chance to speak about the short sales and your success rate, very, very impressive proven results always helps. So the natural first question for those that are listening today. What is a short sale exactly?

A short sale is a property sale where the bank or lender agrees to accept less than what is owed to them. So the bank is agreeing to take a loss on the sale of your property, and I like what you said earlier about not trusting a loan modification or a short sale to just anybody, you definitely dont want to be the guinea pig and you dont want to approach the bank yourself and ask them to please take a loss because you need to sell your home.

And that is one of the things that is funny nowadays. I know people have seen them pop up all over the town, the ugly yellow bill boards all over the place. Advertising on the radio about loan modifications and they have 100% success rate, all kinds of these different things. The same thing with short sales, you actually have a process and you have a lot of experience doing it, you know the ins and the outs and this isnt a part time job this is a fulltime job.

Absolutely is a fulltime more than fulltime job, the last three Sundays I have been on the phones with lenders when they are open, one of them has a call center in India. I have been on the phone from 10 oclock at night until Midnight and again at 6am with the same lender trying to stop foreclosure.

Well that is good that you have the time, Take the time to do that. I am sorry that you have to work that many hours but you know Kalyn, is it not true that the sooner we get through all of these short sales and loan modifications the better off were all going to be anyway right?

Absolutely, a lot of people ask, what does it take? Who should be considering a short sale? If youre late on your mortgage currently, if your mortgage has adjusted, if you can no longer afford your monthly payment, if you foresee yourself not being able to afford your monthly payments, any of these instances plus several more, you should definitely be sitting down with someone and talking about your options which would be most likely a short sale or loan modification.

Yes the last thing anyone wants, and I mean anyone, is a foreclosure, that is the last resort. Nobody wants a foreclosure; you dont want it on your record, you dont want to have to deal with that. Its a very public event, a foreclosure is, the banks dont want you to foreclose and that is probably why they are so willing to work with you would you say? Absolutely the banks dont want the home back no matter what they tell you.

Exactly and on the loan modification side people try on their own to do this and its true that people can actually do a loan modification on their own but there are so many pitfalls and its just not something you want to try on your own. Surely you dont want to try a short sale on your own. So Jeri let me ask you this, what are some of the main objections?

The main objection that we hear from most of our clients is the cost to them, they already cant afford the payment on their mortgage or they wouldnt be in that particular situation 9 times out of 10 and so they are concerned about cost. Most people have already resigned themselves to the fact that they are losing their home and they dont want to spend any more money on it.

The good news is in a short sale you dont have to spend anymore money, all of the costs are absorbed by the bank. They agree to lose more money basically, so there is no realtor fees and the majority of the time we can negotiate an as is contract so if there are repairs that need to be made they dont come to you and ask you to do it, its just factored into the cost. So its very effective for homeowners.

And again it keeps them from going into foreclosure. They get to stay in the house and they get to save whatever is left of their dignity, some people take it very pride fully as well. So Kalyn, the second most common objection is?

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Ever wonder why people are involved in real estate??? Ever wonder how the rich got to be rich???

THE CHICAGO REAL ESTATE INVESTMENT CLUB – NETWORKING & EDUCATIONThe Chicago Real Estate Investment Club team, coaches, platinum fellow investors, strategic partners and volunteers understand that and welcome you to Your …
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News results for chicago real estate investor

Earthtimes (press release) Real Estate Exec Klaff Bids for Chicago Cubs: Sources – 2 hours ago

By Ben Klayman CHICAGO (Reuters) – Real estate executive Hersch Klaff is one of the bidders for the Chicago Cubs baseball team in an auction that could top …

ABC News – 35 related articles »
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corey shapiro
“corey shapiro”
money
“money”
millionaire
“millionaire”
chicago
“chicago”
real estate
“real estate”

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26 RIDGEVIEW DR, SCRANTON
Country Living In The City! Character and charm throughout this New England style cape cod in Fawnwood Estates. Three bedrooms, two baths, large eat in kitchen, hardwood floors, solid oak doors, woodwork. Outdoor living room with skylights and large deck!

Coldwell Banker Town & Country Properties was formed in October of 1999 by Joyce Cornell. By the Spring of 2003, the company had grown from a staff of eight Realtors to a staff of twenty-four. In July of 2003, Coldwell Banker Town & Country Properties purchased John J. Lavelle Real Estate, one of the oldest and most respected real estate companies in Northeast PA. Through this acquisition, the company grew to include two offices and fifty-four Realtors. Today, Coldwell Banker Town & Country Properties has fifty-five full-time associates and is consistently one of the leading companies in our area.
http://www.ColdwellBankerNEPA.com

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http://REItips.com – Hey, Real estate investors — ever heard of the FLEX OPTION? Welp, this here video walks you through WHAT it is, HOW to use it, WHEN to use it to your benefit, and maybe best of all WHERE you can get one for FREE (hint: it’s part of my big ole pack of 53 real estate investing forms you can get for FREE at http://REItips.com

Duration : 0:13:11

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http://RealEstateMarketingThisWeek.com/short-sales-great-alternatives-to-foreclosure – Facing Home Foreclosure? A Short Sale Specialist is your best Foreclosure Defense.

Part 1

What is a Short Sale? How to Negotiate to Stop Foreclosure.

Kalyn Roberts and Jeri league, welcome to the program. Jeri and Kalyn are short sale experts and have graciously decided to come to the program to discuss some of the short sale important things that people do need to know, and were going to get to all of this short sale information, but a couple of things important to mortgage interest rates. Today is a fantastic day in the mortgage rate world. Leslie and Staci at Velocity Financial were kind enough to put together a scenario for us so listen to this folks.

This is not the teaser, this is not the loss leader, this is the real deal as of today, a $417,000 loan amount, the interest rate is 4.875%, thats 4.875% that is below 5% obviously, the APR is 4.948% and that is for a no cash out loan, and that is a special rate and we have a certain allotment of loans that were allowed to do at that special rate. If youre interested in talking to a member of my staff or myself or anyone else about that program you would call. There are people there standing by to take your phone call.

Were a local licensed firm and one of the only 15% of the mortgage companies in the state of Arizona that is licensed to do FHA loans as well. Any mortgage related needs that you have were here to help but for the next hour were going to be talking about Short Sales.

Now over the last several months we have been talking about loan modifications on the show a lot, Velocity Financial was one of the first companies to work with a national network of attorneys, a 16 year old firm that were working with. They have done thousands of these loan modifications, and the loan modification industry in Arizona is for the most part unregulated, but you want to make sure youre working with a licensed firm, and you want to make sure youre utilizing an attorney.

You dont want to be giving money to anybody that says they can get you a loan modification, the only money you give is to an attorney, dont be giving money to people who come by and say they can help you out. Youre going to have to be very careful on how you handle that, but interestingly enough the loan modification is for the mortgage side, essentially the loan modification is to the loan officer what a short sale would be to a realtor.

Now the short sale part of real estate is not something you want to trust to somebody starting out doing short sales, unless they are being supervised by a pro, you dont want to mess around with it. This is not a time to be trying it out, this is not a time for people to be using you as their guinea pig, not a good idea at all.

That is why we brought Jeri and Kalyn in and were going to talk about some of the specifics. You definitely want to make sure that if you need to do a loan modification, if youre facing foreclosure or you want to do a short sale, whatever scenario is the better decision for you and your family, you have got to work with a professional, Jeri and Kalyn have extensive experience, they have an unbelievably great success rate.

It doesnt have to take six months to get this done they can execute this for you and they are the pros so were going to go through some questions over the next hour, there is just one more thing I want to talk about and that is if a loan modification is something you think you need call the office and we have put together a video for you that you can watch, its very short, it explains the process and we will then get together with you and answer any questions that you have… http://realestatemarketingthisweek.com

Duration : 0:5:36

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